Fading Retirement Dream

Layoff then financially strained

She thinks she may never retire.  I'd consider less home, less car, and a job that pays 20k per year should be reachable in most places.

Early Retirement: FIRE - Financial Independence/Early Retirement

The Shockingly Simple Truth Behind Early Retirement
Mr. Money Mustache  has some good ideas and he backs them up with ratios which are the gold standard for actually understanding something.


Flight Attendant to retire at 39

Early Retirement: Pivot rather than Jump

Less Risky Alternative to Early Retirement

Taking the opportunity to do what you want in a less compensated way is better than working like a dog until you can quit work altogether.  First off, you'll never know for sure that quitting is the right time and thing to do unless you have injuries or disabilities that keep you from work.

Retirement: 42% of Americans ,

At Risk - 42%

Retirement Security: Exception Times - Exceptional Measures, Retirement Ready, Forced to Retire Early

Exceptional Measures - Seeking Alpha

This tried and true approach to dividend paying stocks seems to be the most prudent way to back up your retirement plans.

Do you know what retirement ready means?

If you're forced to retire early.

Budgeting Saving, Investing, and Retirement planning

Millennials Aren't Saving For Retirement

Millennials

Harvard Investors Write Down 1 Billion

Experts not so expert

This is why it pays to keep your investments simple and the majority of them in reliable and proven categories.   Sugar plantations and other high flyers cost Harvard a great amount of money lost to their endowment.  For your retirement you want to see no hits like this but rather a steady upward trend if possible.  ETF funds that focus on dividends are what I use for this.  THe Harvard return 4.4% over the past decade is no better than a whole life plan that you could have gotten twenty years ago.  Many mutual funds that stayed in the high cap zone with dividend paying U.S. based stocks come in near 10%.