Retirement: If you rest, you rust?

Rest and Rust

The trick is to stay viable by doing things that keep you mentally and physically active. 

Boomer Generation divided between haves and have nots

Boomers 

Notice the key elements here are a retirement account and a home.  These two things constitute most of the wealth of retirees.  Your best bet is to at least get a home that you can easily afford and put away the rest in some form of retirement investments and savings.