Harvard Investors Write Down 1 Billion

Experts not so expert

This is why it pays to keep your investments simple and the majority of them in reliable and proven categories.   Sugar plantations and other high flyers cost Harvard a great amount of money lost to their endowment.  For your retirement you want to see no hits like this but rather a steady upward trend if possible.  ETF funds that focus on dividends are what I use for this.  THe Harvard return 4.4% over the past decade is no better than a whole life plan that you could have gotten twenty years ago.  Many mutual funds that stayed in the high cap zone with dividend paying U.S. based stocks come in near 10%.